According to Freddy Mac Primary Mortgage Market Survey , 30 year fixed rate mortgage rate was at 4.69% in the week of June 24, a historical low point.   With so many lenders now offer no cost refinance, as long as you can get a lower rate at no cost, doing refinance is usually in your favor. Here are a few lenders that offer refinance services, and I suggest to check as many as possible lenders to get quotes.  The more quotes you get from different lenders, the more ...

Chase Sapphire Card is a point rewards credit card best used for airfare purchases with no  annual fee.  The reason that you can't see Visa or MasterCard icon in the card image is because it's available in either Visa or MasterCard versions.  Unlike other Chase credit cards, this card doesn't have credit limit. You can get reward points in three ways: Sign on bonus : $100 value.  after your first purchase, you get 10,000 points which can be easily redeemed ...

There are many ways to classify credit cards.  From the perspective of when you pay off bill, credit cards can be classified into charge cards and non-charge cards.  This post focus on another way of credit card classification, from the perspective of whether you put down a collateral to get credit card debt, credit cards can be classified into: secured credit cards : the credit card debt you get is dependent on a collateral you put down with credit card company, ...