Card Comparison: Discover Reward Credit Cards
In the previous post, I listed a couple of gas rewards credit cards and ranked them based on rewards generosity. At top of that list, you find Discover Open Road Credit Card. In fact, Discover offers two types of Open Road credit cards: one for consumer, the other for students. This article will dive deeper into the details of what these cards offer to customers by some Q and A.
There is a rumor that Discover Student Cards all offer 5% gas reward, unfortunately, it’s wrong, only Discover Student Open Road card does that. There is another rumor that only Discover Open Road for Student card offers 5% gas reward, fortunately, this is wrong again, since both Discover Open Road cards offer 5% gas reward. There is even better news, just as its name implies, Open Road card series not only reward 5% for gas purchases, but also reward the same percentage for auto repairs. This is extremely useful since many people didn’t notice, but it’s true that auto repair accounts the highest among their annual expense categories, usually gas ranks the second. Therefore Discover Open Road series card do offer great benefit for average consumers.
Here is a more detailed comparison of various Discover rewards credit cards including both Open Road cards:
| Card Name | Rewards | Rates |
|
 |
The Discover® Open RoadSM Card for Students |
5% cash back on gas and auto services ($100 gas spending limit per month), requires Good Credit | Regular: 14.99%, Intro Purch: 0% for 6 mths, Intro BT: None |
 |
Discover Open Road Card for Consumers |
5% cash back on gas and auto services ($100 gas spending limit per month), requires Excellent Credit | Regular: 10.99% - 18.99%, Intro Purch: 0% for 6 mths, Intro BT: 0% for 12 mths |
 |
Discover® Student Card |
5% Cashback Bonus on category purchases, requires Good Credit |
Regular: 14.99%, Intro Purch: 0% for 6 mths, Intro BT: None |
Important Disclaimer: the credit cards information in this post were accurate as of the date of publishing, some or all of the card programs may be discontinued, their terms may be changed after wards.
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