Card Comparison: Balance Transfer Credit Cards
Many people are interested in 0% APR balance transfer credit cards with low fee or no fee as a way to manage short term personal debt more effectively. I compared dozens of credit cards, and these are my choices:
| Card Name | Benefits | Requirements | |
 |
Discover® More Card |
0% BT APR for 6 mths; 0% purch APR for 6 mths; 1% – 5% cash rewards | requires Excellent Credit; regular APR: 11.99%; annual fee: none |
 |
Discover® More Card – Monogram |
0% BT APR for 12 mths; 0% purch APR for 6 mths; 1% – 20% cash rewards | requires Excellent Credit; regular APR: as low as 10.99%; annual fee: none |
 |
Discover® Motiva Card |
3.99% BT APR for 12 mths; 3.99% purch APR for 6 mths; 1% – 20% cash rewards | requires Excellent Credit; regular APR: 10.99% – 18.99%; annual fee: none |
 |
IberiaBank Visa® Platinum Rewards Card |
1.99% BT APR for up to 6 mths; 1 point/$ point rewards | requires Excellent Credit; regular APR: 9.75%; annual fee: none |
 |
IberiaBank Visa® Gold Cash Back Rewards Card |
1.99% BT APR for up to 6 mths; 1% cash rewards | requires Excellent Credit; regular APR: 9.75%; annual fee: none |
 |
IberiaBank Visa® Classic |
1.99% BT APR for up to 6 mths | requires Good Credit; regular APR: 8.75%; annual fee: none |
Important Disclaimer: the credit cards information in this post were accurate as of the date of publishing, some or all of the card programs may be discontinued, their terms may be changed after wards.
Related Articles
If you enjoyed this post, please consider to leave a comment or subscribe to the feed and get future articles delivered to your feed reader.
I think Discover is the best card,they have better APR rates and they do increase the credit limit if you use their card, and pay the bills on time.