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 American Express 
American Express credit cards have come along way in the 150 years since the American Express company began in 1850; as a successful delivery company during the rapid westward expansion of the United States! American Express evolved from a company that shipped valuables to a company that creates and lends them! Currently, American Express credit cards are available for individuals, small businesses, corporations and even as gift cards.

  • Express Approval. Get a decision in less than 60 seconds.
  • Earn 10,000 Membership Rewards® bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
  • The Membership Rewards® program - Earn 1 Membership Rewards® point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
  • Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide
Intro APR Regular APR Annual Fee
N/A   N/A   $125 

  • Earn up to 5% cash back on everyday purchases - even gas!
  • No Annual Fee.
  • 0% Intro APR for up to 12 months on purchases
  • Express Approval. Get a decision in less than 60 seconds.
Intro APR Regular APR Annual Fee
Puchase: 0% for 6 months    17.24%   None 

  • Earn Cash Back - 3% for gasoline, for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco.
  • No Annual Fee with your paid Costco Membership
  • The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
  • 0% introducotry APR on purchases for the first 3 months
  • No annual fee for additional cards
  • Flexible payments - pay in full or over time
  • Save an additional 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more
Intro APR Regular APR Annual Fee
Puchase: 0% for 6 months  Balance transfer: Yes for   15.24%   None 
Excellent Credit Blue from American Express®

  • 0% APR on purchases for up to 12 months
  • Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences.
  • No Annual Fee.
  • Membership Rewards Express® program
  • Express Approval. Get a decision in less than 60 seconds.
Intro APR Regular APR Annual Fee
Puchase: 0% for 6 months    17.24%   None 

  • Earn up to 25,000 Starpoints ® - enough for up to 6 free nights at a category 1 or 2 hotel.
  • Use Starpoints® for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
  • No annual fee for the first year and $45 thereafter
  • Transfer Starpoints® - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
  • Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
  • Express Approval. Get a decision in less than 60 seconds.
Intro APR Regular APR Annual Fee
Puchase: 2.90% for 6 months  Balance transfer: Yes for   Regular APR - 15.24%   First year fee-free, then $45 

  • 0% Intro APR for up to 12 months on purchases
  • Low Balance Transfer APR - 2.99% for 12 months
  • * No Annual Fee.
  • Earn 1 point for every dollar you spend
  • Points good on any airline, hotel, car rental and more.
  • No blackout dates or travel restrictions
  • Express Approval. Get a decision in less than 60 seconds.
Intro APR Regular APR Annual Fee
Puchase: 0% for 6 months    17.24%   None 
Excellent Credit Delta Reserve Credit Card

  • 9.99% during the first 12 months of Cardmembership on balance transfers submitted on the application and/or within the first 30 days of Cardmembership. Then, 13.24%
  • Earn 20,000 bonus miles with first purchase
  • 2,500 bonus miles for adding an additional cardmember
  • Earn one mile for every dollar on other eligible purchases
  • Miles never expire and there is no cap on the miles you can earn
Intro APR Regular APR Annual Fee
Balance transfer: Yes for   Regular APR - 14.50%   $450 *$175 for qualified American Express cardmembers. 

  • The Membership Rewards First® program - Enjoy exclusive access to rewards and experiences featuring luxury retail, lifestyle, and world-class travel
  • Earn 25,000 Membership Rewards® bonus points when you spend $1,000 in 3 months - Redeemable for one round-trip domestic airline ticket!
  • 24-hour access to Concierge service for the finest experiences in dining, entertainment, and luxury
  • Fine Hotels & Resorts Program - exclusive amenities at boutique, resort, and luxury hotels around the world
  • By Invitation Only® Events - access to exclusive, once-in-a-lifetime events
  • Complimentary Airport Club Access
Intro APR Regular APR Annual Fee
N/A   N/A   $450 

  • Earn 20,000 bonus SkyMiles® (including 5,000 Medallion Qualification Miles) after first purchase
  • Pay for all or part of your fare with miles and put the rest on your Card; start redeeming at just 10,000 miles
  • Earn Double Miles when you use your Card to pay your wireless phone bill and for Delta purchases
  • Earn one mile for every dollar on other eligible purchases
  • Miles never expire and there is no cap on the miles you can earn
  • Earn 2,500 bonus miles for adding an Additional Cardmember
  • Now you can redeem your miles for any Delta seat, any time at Delta.com. Pay with Miles is an exclusive new benefit for Gold Delta SkyMiles® Credit Cardmembers that goes above and beyond to help ensure that your miles work the way you want them to
Intro APR Regular APR Annual Fee
Balance transfer: N/A for   Regular APR - 14.50%   $150 
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