Balance Transfer Credit Cards
If you are currently carrying a lot of debt on a credit card with a high interest rate, a balance transfer card can be your ticket to a fresh start. Balance transfer cards let you move the balance that you owe on one credit card over to a new card, getting you better rates on the debt that you already have, and better rates for any additional purchases you might make. Using balance transfer cards can keep your interest payments manageable and affordable, and eventually help get you out from underneath your debt.
- Earn two additional miles for every dollar you spend through the ShopDiscover online shopping site.
- Book any travel, anytime with no blackout dates or restrictions
- Cardholders will receive 1,000 bonus miles every month they make a purchase during the first 25 months of opening an account.
- 2 mile for every $1 on all your purchases
- Unlimited miles that never expire*
- Miles can be redeemed for travel credits, cash, or gift cards.
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
| Intro APR |
Regular APR |
Annual Fee |
|
Puchase: 0% for 6 months
Balance transfer: 0% for 6 months
|
11.99%-19.99%
|
$60 |
- 12,000 Bonus Miles. Earn 1,000 bonus miles each calendar month you make a purchase for a total of 12,000 bonus miles your first year
- Book any travel, anytime with no blackout dates or restrictions
- Double Miles on up to $3,000 in travel and restaurant purchases each year
- 1 mile for every $1 on all your other purchases
- Unlimited miles that never expire*
- Redeem for travel credits to your account, gift cards from any of our 70 brand-name partners, or cash starting at just 1,000 miles
- No annual fee
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
| Intro APR |
Regular APR |
Annual Fee |
|
Puchase: 0% for 6 months
Balance transfer: 0% for 6 months
|
29.99%
|
None |
- Purchase and Cash Advance APR may vary depending on your creditworthiness and other factors
- No annual membership fee
- Low Introductory APR on balance transfers for the first 6 billing cycles. Applies to balance transfers processed within three months of your account open date
| Intro APR |
Regular APR |
Annual Fee |
|
Balance transfer: 0% for 6 months
|
7.25%, 10.25%, or 13.25%
|
0 |
- Help protect the planet with the new biodegradable Discover Card
- Card plastic breaks down 99% within five years in landfill conditions
- 5% to 20% Cashback Bonus at top online retailers*
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
- No Annual Fee
| Intro APR |
Regular APR |
Annual Fee |
|
Puchase: 0% for 6 months
Balance transfer: 0% for 6 months
|
10.99%
|
None |
- Earn up to 5% cash back on everyday purchases - even gas!
- No Annual Fee.
- 0% Intro APR for up to 12 months on purchases
- Express Approval. Get a decision in less than 60 seconds.
| Intro APR |
Regular APR |
Annual Fee |
|
Puchase: 0% for 6 months
|
17.24%
|
None |
- Earn Entries From Everyday Shopping!
- American DreamCardTM - The first and only "POOLED REWARDTM" Credit Card
- You don't need to be a big spender to win big with this credit card
- No Annual Fee
- The American DreamCard is the credit card program that can make people rich!
- Large monthly cash jackpots!
- Every $1 in net retail purchases = 1 entry to win (up to 1,000 entries per purchase)
- Get 1,000 entries just for applying!
| Intro APR |
Regular APR |
Annual Fee |
|
N/A |
14.99%
|
None |
- 0% APR on purchases for up to 12 months
- Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences.
- No Annual Fee.
- Membership Rewards Express® program
- Express Approval. Get a decision in less than 60 seconds.
| Intro APR |
Regular APR |
Annual Fee |
|
Puchase: 0% for 6 months
|
17.24%
|
None |
- 0% Intro APR for up to 12 months on purchases
- Low Balance Transfer APR - 2.99% for 12 months
- * No Annual Fee.
- Earn 1 point for every dollar you spend
- Points good on any airline, hotel, car rental and more.
- No blackout dates or travel restrictions
- Express Approval. Get a decision in less than 60 seconds.
| Intro APR |
Regular APR |
Annual Fee |
|
Puchase: 0% for 6 months
|
17.24%
|
None |
- 9.99% during the first 12 months of Cardmembership on balance transfers submitted on the application and/or within the first 30 days of Cardmembership. Then, 13.24%
- Earn 20,000 bonus miles with first purchase
- 2,500 bonus miles for adding an additional cardmember
- Earn one mile for every dollar on other eligible purchases
- Miles never expire and there is no cap on the miles you can earn
| Intro APR |
Regular APR |
Annual Fee |
|
Balance transfer: Yes for
|
Regular APR - 14.50%
|
$450 *$175 for qualified American Express cardmembers. |
- Earn 20,000 bonus SkyMiles® (including 5,000 Medallion Qualification Miles) after first purchase
- Pay for all or part of your fare with miles and put the rest on your Card; start redeeming at just 10,000 miles
- Earn Double Miles when you use your Card to pay your wireless phone bill and for Delta purchases
- Earn one mile for every dollar on other eligible purchases
- Miles never expire and there is no cap on the miles you can earn
- Earn 2,500 bonus miles for adding an Additional Cardmember
- Now you can redeem your miles for any Delta seat, any time at Delta.com. Pay with Miles is an exclusive new benefit for Gold Delta SkyMiles® Credit Cardmembers that goes above and beyond to help ensure that your miles work the way you want them to
| Intro APR |
Regular APR |
Annual Fee |
|
Balance transfer: N/A for
|
Regular APR - 14.50%
|
$150 |
|