Balance Transfer Credit Cards
If you are currently carrying a lot of debt on a credit card with a high interest rate, a balance transfer card can be your ticket to a fresh start. Balance transfer cards let you move the balance that you owe on one credit card over to a new card, getting you better rates on the debt that you already have, and better rates for any additional purchases you might make. Using balance transfer cards can keep your interest payments manageable and affordable, and eventually help get you out from underneath your debt.
- Earn double points on purchases from a NASCAR program sponsor
- Bonus: FREE NASCAR tailgate chair after first qualifying purchase
- Exclusive NASCAR experiences, collectibles and gear
- Rewards Start at: 2,500 points
- 1 point per $1 in retail purchases, Points from both Bank of America and program sponsor when purchasing products and services from a program sponsor.
- Platinum Plus® Visa®
- 0% fixed introductory annual percentage rate (APR) on purchases and balance transfers (not cash advances) for 12 months
- Points Limit: None
| Intro APR |
Regular APR |
Annual Fee |
|
Puchase: 0% for 12 months
Balance transfer: 0% for 12 months
|
9.99%
|
None |
- Rewards: Earn points for airline tickets (no blackout dates, no seat restrictions), hotels, car rentals, gift certificates, merchandise and more
- Points: Earn 1 point for every $1 in retail purchases
- Rewards start at: 1,000 points
- Earn 500 bonus points with your first qualifying purchase
- Earn double points when you shop at participating merchants
- 0% fixed introductory annual percentage rate (APR) on purchases and balance transfers (not cash advances) for 12 months
- Points limit: 7,500 points per month
- World MasterCard®
| Intro APR |
Regular APR |
Annual Fee |
|
Puchase: 0% for 12 months
Balance transfer: 0% for 12 months
|
9.99%
|
None |
- 0% Intro APR on Purchases and Balance Transfers for 6 months.
- No Annual Fee.
- Book any travel, anytime with no blackout dates or restrictions.
- Double Miles on up to $3,000 in travel and restaurant purchases each year.
- Double Miles on grocery store purchases in November and December
- Redeem for travel credits to your account, gift cards from any of our 80 brand-name Partners or cash starting at just 5,000 Miles.
- Online Account Access.
- Earn 2% miles Bonus on your first $1000 in purchases made at grocery stores from 11/1/08 through 12/31/08. These purchases must post to your account by 12/31/08. Grocery store purchases are those made at merchants we classify as stand-alone grocery sto
| Intro APR |
Regular APR |
Annual Fee |
|
Puchase: 0% for 6 months
Balance transfer: 0% for 6 months
|
10.99%
|
None |
- Earn up to 5% cash back on everyday purchases - even gas!
- No Annual Fee.
- 0% Intro APR for up to 12 months on purchases
- Low Balance Transfer APR - 2.99% for 12 months
- Earn unlimited cash back.
- Flexibility to pay over time.
- Express Approval. Get a decision in less than 60 seconds.
| Intro APR |
Regular APR |
Annual Fee |
|
Puchase: 0% for up to 12 months
Balance transfer: 2.99% for up to 12 months
|
as low as 9.99%
|
None |
- 0% Intro APR for up to 12 months.
- No Annual Fee.
- Free Online Account Access.
- Free travel services.
| Intro APR |
Regular APR |
Annual Fee |
|
Puchase: 0% for 12 months
Balance transfer: 0% for 12 months
|
10.49%
|
None |
- 0% Intro APR
- The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history
- No annual fee
- Interest-free grace period when you pay your bill in full each month
- FREE Online account access
- FREE Travel services including Auto Rental Collision Damage Waiver and worldwide travel accident insuranceNo Annual Fee.
| Intro APR |
Regular APR |
Annual Fee |
|
Puchase: 0% for 12 months
Balance transfer: 0% for 12 months
|
10.49%
|
None |
- 0% Intro APR for 6 months.
- No Annual Fee.
- Option to carry a balance.
- One INSIDE Rewards point for every dollar spent.
- Plus INSIDE Double points on City Essentials.
| Intro APR |
Regular APR |
Annual Fee |
|
Puchase: 0% for 6 months
Balance transfer: 0% for 6 months
|
11.24%
|
None |
- 5 points per dollar spent at gas stations, major grocery and drug stores
- 1 point for every dollar spent on other purchases
- No limit on points earned and they don¡¯t expire for the life of your account
- 0% on purchases until May 2009. After that, variable APR, currently 16.90%
| Intro APR |
Regular APR |
Annual Fee |
|
Puchase: 0% for until May 2009
|
N/A
|
$29.00 |
- Points: Earn 1 point for every $100 in new monthly purchases
- Reward Redemption: Redeem points in increments of 25 (25 points = $25)
- Rewards Start at: 25 points
- Points Expire: 5 years
- Rewards Limit: Earn up to 600 points annually
- Platinum Plus® Visa®
| Intro APR |
Regular APR |
Annual Fee |
|
Puchase: 0% for 6 months
Balance transfer: 0% for 6 months
|
5.99%
|
None |
- Earn double miles - 2 miles per dollar spent on all purchases
- Save with a 0% intro APR on purchases until October 2009
- No expiration date on miles and no limit on the miles you can earn
- No blackout dates and no seat restrictions
| Intro APR |
Regular APR |
Annual Fee |
|
Puchase: 0% for until October 2009
|
N/A
|
$39.00 |