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 Balance Transfer Credit Cards 
If you are currently carrying a lot of debt on a credit card with a high interest rate, a balance transfer card can be your ticket to a fresh start. Balance transfer cards let you move the balance that you owe on one credit card over to a new card, getting you better rates on the debt that you already have, and better rates for any additional purchases you might make. Using balance transfer cards can keep your interest payments manageable and affordable, and eventually help get you out from underneath your debt.
Good Credit IN:CHICAGOSM Card

  • 0% Intro APR for 6 months.
  • No Annual Fee.
  • Earn one INSIDE Rewards point for every eligible dollar you spend, whether you′re in Chicago or not.
  • Redeem points for rewards to eat, drink, and play in Chicago, New York, and Los Angeles.
Intro APR Regular APR Annual Fee
Puchase: 0% for 6 months  Balance transfer: 0% for 6 months   11.24%   None 
Good Credit IN:LASM Card

  • 0% Intro APR for 6 months.
  • No Annual Fee.
  • Earn one INSIDE Rewards point for every eligible dollar you spend, whether you′re in Los Angeles or not.
  • Redeem points for rewards to eat, drink, and play in Los Angeles, Chicago, and New York.
Intro APR Regular APR Annual Fee
Puchase: 0% for 6 months  Balance transfer: 0% for 6 months   11.24%   None 
Good Credit No Hassle CashSM Rewards - Good Credit

  • Get a 25% annual bonus on the cash you earn during the year
  • 1% cash back on every purchase
  • Buy what you've been dreaming of and pay no interest until May 2009
  • No limit on cash back and rewards won¡¯t expire for the life of your account
  • Redeem cash whenever you want
Intro APR Regular APR Annual Fee
Puchase: 0% for until May 2009    N/A   None 
Good Credit Fidelity Investment Rewards Visa Signature® Card with WorldPoints® Rewards

  • Earn One Point for Every Dollar Spent in Net Retail Purchases
  • Points Can Be Redeemed as a Deposit into Your Eligible Fidelity Account; or Redeem Your Points for Travel, Merchandise and More
  • 0% Introductory Annual Percentage Rate (APR) on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
  • No Annual Fee
  • Card Issued by FIA Card Services, N.A.
Intro APR Regular APR Annual Fee
Puchase: 0% for   Balance transfer: 0% for 12 months   14.99%   None 
Good Credit Citi CashReturnsSM MasterCard®

  • Earn a full 1% cash back on every purchase
  • Get a 20% bonus on the cash back earned on all purchases for 12 months
  • NO limit and NO expiration on the amount of cash back you can earn
  • Checks will be sent automatically every time you earn $50 ¨C no calling necessary
  • No annual fee
Intro APR Regular APR Annual Fee
Puchase: 0% for   Balance transfer: 0% for 12 months   10.24%   None 
Excellent Credit Citi® Dividend Platinum Select® MasterCard

  • Earn 5% cash back at gas stations, supermarkets and drug stores, convenience stores, and utilities including cable for 6 months and 2% thereafter.
  • Earn 1% cash back on all other purchases
  • 0% APR* on Balance Transfers for 12 months
  • No Annual Fee
Intro APR Regular APR Annual Fee
Puchase: 0% for   Balance transfer: 0% for 12 months   9.74%   None 
Good Credit Citi® Upromise® Card

  • 1% college savings on purchases, everywhere you shop!
  • 2% college savings on eligible gas purchases at Exxon & Mobil locations
  • Plus 10% college savings on thousands of participating grocery and drug store items
  • 0% APR on balance transfers for 12 months
  • Balance transfer fee applies with this offer
  • No annual fee
  • If you have good credit, apply today
Intro APR Regular APR Annual Fee
Puchase: 0% for   Balance transfer: 0% for 12 months   11.24%   None 
Good Credit AT&T Universal Savings Platinum Card

  • Up to 10% savings for the first 12 months on AT&T purchases
  • Plus AT&T calling benefits: Up to 30 free phone minutes each month
  • 0% APR on balance transfers for 12 months
  • No annual fee
Intro APR Regular APR Annual Fee
Puchase: 0% for   Balance transfer: 0% for 12 months   9.24%   None 
Excellent Credit Discover® Motiva Card

  • 3.9% Intro APR.
  • No Annual Fee.
  • 5% to 20% Cashback Bonus.
  • Double Cashback Bonus on grocery store purchases in November and December
  • Pay-On-Time Bonus equal to a full month′s interest.
  • Unlimited cash rewards.
  • Earn 2% Cashback Bonus on your first $1000 in purchases made at grocery stores from 11/1/08 through 12/31/08. These purchases must post to your account by 12/31/08. Grocery store purchases are those made at merchants we classify as stand-alone grocery
Intro APR Regular APR Annual Fee
Puchase: 4% for 6 months  Balance transfer: 3.99% for 12 months   10.99%   None 
Fair Credit MERRILL+® Visa® Credit Card

  • 1.9% introductory APR on balance transfers
  • Intro APR lasts 12 months
  • Intro rate also applies to cash advance checks
  • 9.99% fixed regular APR
  • No annual fee
  • Point reward program
  • No limit to number of points you can earn
Intro APR Regular APR Annual Fee
Puchase: 0% for   Balance transfer: 1.90% for 12 months   9.90%   None 
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