If you are currently carrying a lot of debt on a credit card with a high interest rate, a balance transfer card can be your ticket to a fresh start. Balance transfer cards let you move the balance that you owe on one credit card over to a new card, getting you better rates on the debt that you already have, and better rates for any additional purchases you might make. Using balance transfer cards can keep your interest payments manageable and affordable, and eventually help get you out from underneath your debt.