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 Cash Back Credit Cards 
Competition is fierce among credit cards, and to make a card more competitive the lenders create cash back and rebates to entice new customers to apply for their cards. Credit cards with rewards programs are becoming increasingly popular, with people earning cash back and rebates based on the amount and type of purchases they make with their credit cards.
Good Credit Citi CashReturnsSM MasterCard®

  • Earn a full 1% cash back on every purchase
  • Get a 20% bonus on the cash back earned on all purchases for 12 months
  • NO limit and NO expiration on the amount of cash back you can earn
  • Checks will be sent automatically every time you earn $50 ¨C no calling necessary
  • No annual fee
Intro APR Regular APR Annual Fee
Puchase: 0% for   Balance transfer: 0% for 12 months   10.24%   None 
Excellent Credit Citi® Dividend Platinum Select® MasterCard

  • Earn 5% cash back at gas stations, supermarkets and drug stores, convenience stores, and utilities including cable for 6 months and 2% thereafter.
  • Earn 1% cash back on all other purchases
  • 0% APR* on Balance Transfers for 12 months
  • No Annual Fee
Intro APR Regular APR Annual Fee
Puchase: 0% for   Balance transfer: 0% for 12 months   9.74%   None 
Good Credit Citi® Upromise® Card

  • 1% college savings on purchases, everywhere you shop!
  • 2% college savings on eligible gas purchases at Exxon & Mobil locations
  • Plus 10% college savings on thousands of participating grocery and drug store items
  • 0% APR on balance transfers for 12 months
  • Balance transfer fee applies with this offer
  • No annual fee
  • If you have good credit, apply today
Intro APR Regular APR Annual Fee
Puchase: 0% for   Balance transfer: 0% for 12 months   11.24%   None 
Good Credit Citi® ProfessionalSM Cash Card

  • 0% APR on purchases for 12 months
  • Earn 3% cash back on purchases made at restaurants, gas stations, certain office supply merchants, and for auto rentals. Plus earn 1% cash back on other purchases
  • Online Expense Organizer helps track, categorize, and report expenses for billing, reimbursement and taxes
  • Quarterly and Annual account summaries and categorized statements at no additional cost
  • No Annual Fee
Intro APR Regular APR Annual Fee
Puchase: 0% for 12 months    10.24%   None 
Good Credit AT&T Universal Savings Platinum Card

  • Up to 10% savings for the first 12 months on AT&T purchases
  • Plus AT&T calling benefits: Up to 30 free phone minutes each month
  • 0% APR on balance transfers for 12 months
  • No annual fee
Intro APR Regular APR Annual Fee
Puchase: 0% for   Balance transfer: 0% for 12 months   9.24%   None 
Excellent Credit Discover® Motiva Card

  • 3.9% Intro APR.
  • No Annual Fee.
  • 5% to 20% Cashback Bonus.
  • Double Cashback Bonus on grocery store purchases in November and December
  • Pay-On-Time Bonus equal to a full month′s interest.
  • Unlimited cash rewards.
  • Earn 2% Cashback Bonus on your first $1000 in purchases made at grocery stores from 11/1/08 through 12/31/08. These purchases must post to your account by 12/31/08. Grocery store purchases are those made at merchants we classify as stand-alone grocery
Intro APR Regular APR Annual Fee
Puchase: 4% for 6 months  Balance transfer: 3.99% for 12 months   10.99%   None 
Good Credit TrueEarnings® Card from Costco and American Express

  • Straight cash back - 5% for buying automobile gas, 3% eating out, 2% for traveling, 1% virtually everywhere else, including Costco
  • No Annual Fee with your paid Costco Membership
  • The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
  • 0% introducotry APR on purchases for the first 3 months
  • No annual fee for additional cards
  • Flexible payments - pay in full or over time
  • Save an additional 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more
Intro APR Regular APR Annual Fee
Puchase: 0% for 3 months  Balance transfer: 1.99% for 6 months   13.99%   None 
Good Credit Citi® Home Rebate Platinum Select® MasterCard

  • Receive 6% rebate on Utilities, Cable/Satellite TV, Internet Connection and Telecommunication for 12 months
  • Receive 1% on all other purchases
  • Rebate automatically applied to your mortgage principal
  • NO CAP or limits on the amount of rebates you can accumulate in a year
  • No annual fee
Intro APR Regular APR Annual Fee
Puchase: 0% for     9.24%   None 
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