Platinum Delta SkyMiles® Credit Card
- Earn 20,000 bonus SkyMiles® (including 5,000 Medallion Qualification Miles) after first purchase
- Earn Always Double Miles® on every eligible dollar you spend at supermarkets, drugstores, gas stations, home improvement/hardware stores, and the U.S. Postal Service.
- Earn Double Miles when you use your Card to pay your wireless phone bill and for Delta purchases
- Earn one mile for every dollar on other eligible purchases
- Miles never expire and there is no cap on the miles you can earn
- Earn 2,500 bonus miles for adding an Additional Cardmember
- Now you can redeem your miles for any Delta seat, any time at Delta.com. Pay with Miles is an exclusive new benefit for Gold Delta SkyMiles® Credit Cardmembers that goes above and beyond to help ensure that your miles work the way you want them to
- Pay for all or part of your fare with miles and put the rest on your Card; start redeeming at just 10,000 miles
| Name | Platinum Delta SkyMiles® Credit Card |
| Issuer | American Express |
| Credit Type | Unsecured Card |
| Card Type | Consumer |
| Intro APR | |
| Regular APR | 17.24% |
| Cash Advance APR | |
| Annual Fee | $135 |
| Credit Needed | Good Credit |
| Credit Limit | - 100000 |
| Network | American Express |
| Grace Period | |
| Finance Charge | 0.5 |
| Balance Transfer Fee | |
| Cash Advance fee | 3% of each transaction with $[5.00] minimum and no maximum. |
| Forex Fee | |
| Setup Fee | 0 |
| Late Payment Fee | Subject to applicable law, $19 on balances less than $400 and $38 on balances $400 or greater. |
| Over-limit Fee | $35, subject to applicable law. |
| Review | This is a credit card offered by American Express that provides rewards in the form of Delta SkyMiles. With Delta SkyMiles you can redeem reward points for travel with Delta Airlines.This credit card has a variable annual interest rate. It is calculated based on the prime interest rate and the base rate the prime rate plus 9.99%. This is the rate you pay for purchases. Cash advances have a rate that is the prime rate plus 14.99%. As the prime rate fluctuates up and down your annual percentage rate charged on any balances you carry will also fluctuate. American Express waives the annual fee on the Basic Gold Delta SkyMiles Business Credit Card for the first year. After that you will pay $85. American Express reduces that to $30 for qualified card members. There are a few other fees to be aware of with this card however. If you make a payment late, you will be charged $19 if your balance is less than $400 and you will be charged $38 if your balance is $400 or more. If you use this card for a cash advance, you will be charged 3% of the transaction amount. There is a $5 minimum cash advance fee and no maximum, so a large cash advance could be pricey in fees. If you charge beyond your credit limit, you will be charged an overlimit fee of $35 on this card. American Express is offering 15,000 bonus miles on your first purchase with the Gold Delta SkyMiles card. This offer consists of a 10,000 mile 'welcome' bonus and 5,000 additional miles for this special offer. You can also be awarded bonus miles for additional cards with 1,000 bonus miles for each additional card up to a total of 5,000 miles. The travel you can use your Delta SkyMiles for must be booked within the continental U.S. and only through a travel agent or directly with Delta. Companion travel can also be booked using your Delta SkyMiles but you must remember that some of the taxes and fees are not covered by your travel miles. This card is good for collecting rewards you can use toward travel and starts you off with lots of bonuses. It isn't the most attractive card for carrying a balance but it does provide a variable interest rate which is attractive to many business people. |
| Term and Conditions |
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