Chase FreedomSM
- $50 Cash Back after your first purchase
- 3% bonus cash back offers in categories like gas, home improvement and department stores
- Full 1% Cash Back on every purchase - no spending tiers or caps on how much you can earn
- Up to an additional 20% cash back at select merchants when you shop online through Chase
| Name | Chase FreedomSM |
| Issuer | Chase |
| Credit Type | Unsecured Card |
| Card Type | Consumer |
| Intro APR | |
| Regular APR | Prime +9.99%, +14.99%, or P+19.99% |
| Cash Advance APR | |
| Annual Fee | None |
| Credit Needed | Excellent Credit |
| Credit Limit | - |
| Network | Mastercard |
| Grace Period | |
| Finance Charge | 1 |
| Balance Transfer Fee | |
| Cash Advance fee | 3% of the amount of the transaction, but not less than $10.00. |
| Forex Fee | 3% of the U.S. dollar amount of the transaction, whether originally made in U.S. dollars or converted from a foreign currency. |
| Setup Fee | 0 |
| Late Payment Fee | $15.00 on balances up to, but not including, $100.00; $29.00 on balances of $100.00 up to, but not including, $250.00; and $39.00 on balances of $250.00 and over. |
| Over-limit Fee | $39 |
| Review | The Chase Freedom(SM) Credit Card, issued by Chase, is designed for those who have good or excellent credit and who plan to take advantage of the cash rewards program. The Chase Freedom(SM) Credit Card offers a 0% introductory rate on purchases. The length of the introductory period varies based on the individual's application and credit history. Those who qualify for Elite and Premium Pricing will receive a 0% APR on purchases for the first 12 billing cycles following the opening of the account. Those who qualify for Standard Pricing will receive a 0% APR on purchases for the first 6 billing cycles of the account opening. Through the rewards program, cardholders earn 3% cash back in rotating categories such as gas, home improvement and department stores. Up to to 10% cash back - even up to 20% cash back at select merchants - can be earned when you shop online through Chase. Cardholders will also earn a 1% rebate for each $1 of net purchases. There are no spending tiers or earning caps, and cash rebates never expire. The Chase Freedom(SM) Credit Card offers a $50 cash back bonus after your first purchase. You will qualify and receive your bonus after your first purchase/first use of the card. First purchase/first use includes purchases, balance transfers, or any checks that are used to access your account, and excludes cash advances. Beyond the rewards program, this card offers limited cardholder benefits, such as zero liability for unauthorized transactions. The Chase Freedom(SM) Credit Card has no annual fee and a reasonable APR for purchases for those who qualify. Therefore, those who plan to take advantage of the cash rewards program will benefit most from what the Chase Freedom(SM) Credit Card has to offer. |
| Term and Conditions |
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