IberiaBank Visa® Platinum Rewards Card
- Purchase and Cash Advance APR may vary depending on your creditworthiness and other factors
- Earn 1 bonus point for every $1 in qualifying net retail purchases
- Turn your points into hotel, gift, or experience rewards
- Travel accident coverage up to $1,000,000
- No annual membership fee
- Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.
| Name | IberiaBank Visa® Platinum Rewards Card |
| Issuer | Iberia Bank |
| Credit Type | Unsecured Card |
| Card Type | Consumer |
| Intro APR | |
| Regular APR | 8.25%, 11.25%, or 14.25% |
| Cash Advance APR | |
| Annual Fee | 0 |
| Credit Needed | Good Credit |
| Credit Limit | - |
| Network | Visa |
| Grace Period | |
| Finance Charge | 1 |
| Balance Transfer Fee | |
| Cash Advance fee | 5% of each advance with a $5 minimum and no more than $100 |
| Forex Fee | 2% of the transaction amount |
| Setup Fee | 0 |
| Late Payment Fee | $15 on balances up to $100; $29 on balances of $100 through $1,000; $35 on balances over $1,000 |
| Over-limit Fee | |
| Review | The IberiaBank Visa® Platinum Rewards Card, issued by IberiaBank, is ideal for those with very good credit who plan to take advantage of the rewards program offered. Through the rewards program, cardholders earn one point per dollar spent on all purchases. Points are redeemable for merchandise, travel and gift certificates to participating restaurants and merchants. There is no annual fee for the ScoreCard® Bonus Points Program. There is no annual fee and the interest rate for purchases is reasonably low for a reward card (for those who qualify). In addition, the card offers a 0% introductory rate on balance transfers submitted during the first three months for the first six months of membership. Aside from the rewards program, cardholders can expect common benefits, such as up to $1,000,000 in travel accident insurance, lost and stolen card reporting, and various online account services. Therefore, those who qualify for the lowest rate offered, do not want to pay an annual fee, and plan to take advantage of the rewards program will benefit most from what the IberiaBank Visa® Platinum Rewards Card has to offer. |
| Term and Conditions |
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