Pulaski Bank Visa® Credit Card
- 0% Intro APR on Balance Transfers for 6 months
- Fixed low APR of only 6.50%
- No Fee Balance Transfers
| Name | Pulaski Bank Visa® Credit Card |
| Issuer | Pulaski Bank |
| Credit Type | Unsecured Card |
| Card Type | Consumer |
| Intro APR | |
| Regular APR | 6.50% |
| Cash Advance APR | |
| Annual Fee | 35 |
| Credit Needed | Excellent Credit |
| Credit Limit | - |
| Network | Visa |
| Grace Period | |
| Finance Charge | 1 |
| Balance Transfer Fee | |
| Cash Advance fee | None |
| Forex Fee | 2% of the transaction amount |
| Setup Fee | 0 |
| Late Payment Fee | $15 on balances up to $100; $29 on balances of $100 through $1,000; $35 on balances over $1,000 |
| Over-limit Fee | $35 |
| Review | The Pulaski Bank Visa®, issued by Pulaski Bank, is designed for those with an average credit history who are looking for a very low cost credit card. The best feature of this credit card is the very low fixed interest rate of 6.50% (for purchases and cash advances); it provides a very low cost option to those who plan to carry a revolving balance. There is also a very attractive introductory rate for six months on balance transfers. In addition, the annual fee of $35 is very reasonable for such a low interest rate credit card. However, aside from the very low interest rate for all transactions, cardholders should not expect any extraordinary benefits or services offered by the card. Those who plan to carry a balance (due to the low interest rate offered), do not mind paying an annual fee of $35, and do not care for any extraordinary benefits or services will benefit most from what the Pulaski Bank Visa® has to offer. |
| Term and Conditions |
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