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 Brighter Planet® Visa® Credit Card 

  • Earn 1 EarthSmart® point for every $1 spent in net retail purchases
  • Earn 50% more points with a match from Bank of America through December 2008
  • Your points will help build renewable energy projects across the U.S. and for every 1,000 points you earn, you will fund an estimated 1 ton of carbon offsets
  • Earn 1,000 bonus points after your first transaction to fund an estimated 1 ton of carbon offsets to offset the creation and delivery of your credit card
  • Earn an additional 1,000 bonus points to fund an estimated 1 ton of carbon offsets when you sign up for paperless statements
  • For more information about Brighter Planet?, please visit brighterplanet.com
  • Platinum Plus® Visa®
  • 0% fixed introductory annual percentage rate (APR) on purchases and balance transfers (not cash advances) for 12 months
NameBrighter Planet® Visa® Credit Card
IssuerBank of America 
Credit TypeUnsecured Card 
Card TypeConsumer 
Intro APR 
Regular APR9.99% 
Cash Advance APR 
Annual FeeNone 
Credit NeededGood Credit 
Credit Limit -  
NetworkVisa 
Grace Period 
Finance Charge 
Balance Transfer Fee 
Cash Advance fee3% (minimum $10) 
Forex FeeTransaction fee for any transaction made in a foreign currency: 3% of the U.S. Dollar amount of each such transaction. This fee will be in addition to any other applicable fee. 
Setup Fee
Late Payment FeeBased on your balance as of the day the fee is assessed - $15 if $100 or less; $29 if between $100.01 and $250; $39 if $250.01 or over. 
Over-limit FeeBased on your balance as of the day the fee is assessed - $15 if $500 or less; $29 if between $500.01 and $1000; $39 if $1000.01 or over. 
ReviewThe Brighter Planet Visa is designed for people with a good score who would like to help building renewable energy projects. It's a good chance to contribute to some good cause!

We must acknowledge the fact we depend on the nature ¡§C clean water and clean air make our life possible. These days, human activities cause lots of environmental problems. If you are willing to help but don't know how, the Brighter Planet Visa is just what you need.

Take advantage of this unique green plastic ¡§C bonus points that fund environmental programs and beneficial terms and options! You'll be rejoiced to know that this plastic has a 0% introductory rate on balance transfers and cash advance checks for the first 12 months, plus no annual fee!

As for the ongoing APR on the Brighter Planet Card, it's also quite low. The average daily balance method is used to calculate your balance. This plastic comes with a grace period of minimum 
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