Bank of America® Cash Rewards Platinum Plus® MasterCard® Credit Card
- Bonus: Get a $25 account credit for every $2,500 in retail purchases
- Rewards Start at: $2,500 in retail purchases
- Rewards Start at: $2,500 in retail purchases
- Platinum Plus® MasterCard®
- 0% fixed introductory annual percentage rate (APR) on purchases and balance transfers (not cash advances) for 15 months
- Free Total Security Protection® against fraud and unauthorized use of your card
- Use your credit card for optional overdraft protection on checking
- Free online access to our award-winning Online Banking service
| Name | Bank of America® Cash Rewards Platinum Plus® MasterCard® Credit Card |
| Issuer | Bank of America |
| Credit Type | Unsecured Card |
| Card Type | Consumer |
| Intro APR | |
| Regular APR | Between 9.99% and 19.99% |
| Cash Advance APR | |
| Annual Fee | None |
| Credit Needed | Good Credit |
| Credit Limit | - |
| Network | Mastercard |
| Grace Period | |
| Finance Charge | |
| Balance Transfer Fee | |
| Cash Advance fee | 3% (minimum $10) |
| Forex Fee | Transaction fee for any transaction made in a foreign currency: 3% of the U.S. Dollar amount of each such transaction. This fee will be in addition to any other applicable fee. |
| Setup Fee | 0 |
| Late Payment Fee | Based on your balance as of the day the fee is assessed - $15 if $100 or less; $29 if between $100.01 and $250; $39 if $250.01 or over. |
| Over-limit Fee | Based on your balance as of the day the fee is assessed - $15 if $500 or less; $29 if between $500.01 and $1000; $39 if $1000.01 or over. |
| Review | The Bank of America Cash Rewards Credit Card, issued by FIA Card Services, N.A., is designed for those with good credit who want to receive cash back for their purchases. Through the reward program, cardholders earn a 1% rebate per dollar spent on all qualified purchases. For every $2,500 the cardholder spends, they will be eligible to receive a $25 statement credit, which they must claim by calling and requesting the rebate be credited to their account. There is no limit to the amount of rebates that may be earned, and any unclaimed rebates from qualified purchases will expire after five years. The card has no annual fee, a low introductory rate for both balance transfers and cash advance checks for the first twelve billing cycles, and a very low fixed interest rate once the introductory rate expires. It is important to understand that the APR for purchases and balance transfers will vary according to the applicant's credit history and will be either 9.99% or 19.99%. Therefore, those who will be able to take advantage of the reward program and the introductory rate will benefit most from what the Bank of America Cash Rewards Credit Card has to offer. |
| Term and Conditions |
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