Home Advantage® World MasterCard® with WorldPoints® Rewards
- Earn 2 points for every $1 spent at most home improvement, furnishing and electronic stores
- Special Rewards: Redeem points for payments toward your mortgage- at a rate of 1% of every net retail purchase
- WorldPoints® rewards: Redeem points for Cash, travel with no blackout dates, hotel rewards, car rentals, brand-named merchandise, gift certificates and more
- Ultimate Access® rewards: An exclusive benefit that allows you to redeems points for exclusive collectibles, once-in-a-lifetime experiences, sports memorabilia, marquee events and more
- Points: Earn 2 points for every $1 you spend at most home improvement, furnishing and electronic stores for the first 12 months. Earn 1 point per $1 in net retail purchases everywhere else
- Rewards: Redeem Points for air travel, name-brand merchandise, gift certificates at popular retailers, and cash
- Rewards Start at: 2,500 points
- World MasterCard®
| Name | Home Advantage® World MasterCard® with WorldPoints® Rewards |
| Issuer | Bank of America |
| Credit Type | Unsecured Card |
| Card Type | Consumer |
| Intro APR | |
| Regular APR | 9.99% / 19.99% |
| Cash Advance APR | |
| Annual Fee | None |
| Credit Needed | Good Credit |
| Credit Limit | - |
| Network | Mastercard |
| Grace Period | |
| Finance Charge | |
| Balance Transfer Fee | |
| Cash Advance fee | 3% (minimum $10) |
| Forex Fee | Transaction fee for any transaction made in a foreign currency: 3% of the U.S. Dollar amount of each such transaction. This fee will be in addition to any other applicable fee. |
| Setup Fee | 0 |
| Late Payment Fee | Based on your balance as of the day the fee is assessed - $15 if $100 or less; $29 if between $100.01 and $250; $39 if $250.01 or over. |
| Over-limit Fee | Based on your balance as of the day the fee is assessed - $15 if $500 or less; $29 if between $500.01 and $1000; $39 if $1000.01 or over. |
| Review | Points for payments toward your mortgage on every purchase and double points for every $1 you spend at most home improvement, furnishing and electronic stores for the first 12 months! |
| Term and Conditions |
 | |