Bank of America® Accelerated RewardsTM American Express® Card
- $50 statement credit after first qualifying transaction
- WorldPoints® rewards: Cash, unrestricted travel, hotel benefits, car rentals, merchandise, gift certificates and more
- Ultimate Access® rewards: Unique experiences, sports memorabilia, marquee events and more
- 0% fixed introductory annual percentage rate (APR) on purchases and balance transfers (not cash advances) for 12 months
- Rewards Start at: 2,500 points
- Points: 1 point per $1 in retail purchases
- American Express® Card from Bank of America
- Points Limit: None
| Name | Bank of America® Accelerated RewardsTM American Express® Card |
| Issuer | Bank of America |
| Credit Type | Unsecured Card |
| Card Type | Consumer |
| Intro APR | |
| Regular APR | 9.99% |
| Cash Advance APR | |
| Annual Fee | None |
| Credit Needed | Good Credit |
| Credit Limit | - |
| Network | American Express |
| Grace Period | |
| Finance Charge | |
| Balance Transfer Fee | |
| Cash Advance fee | 3% (minimum $10) |
| Forex Fee | |
| Setup Fee | 0 |
| Late Payment Fee | Based on your balance as of the day the fee is assessed - $15 if $100 or less; $29 if between $100.01 and $250; $39 if $250.01 or over. |
| Over-limit Fee | Based on your balance as of the day the fee is assessed - $15 if $500 or less; $29 if between $500.01 and $1000; $39 if $1000.01 or over. |
| Review | You don't have to have credit like Croesus in order to get a credit card with a great rewards program. If you're a normal credit card user with average credit, there's no reason you shouldn't be getting a little something back every time you whip out your card. The Bank of America Rewards® American Express® Card is a reward credit card designed specifically for people with average credit. This card, issued by FIA Card Services, N.A., will give you access to great benefits, and let you bypass the red tape. As a Bank of America Rewards® American Express® Card user, you will automatically earn one point for every single dollar you spend on your card, no matter what you're buying or where you're buying it. There is absolutely no limit to the points that you can earn while using this card, and you'll never have to wonder whether or not your points are still good. You will have five years in which to redeem them before they expire, so you can use them on your own time. Many credit cards offer either cash rebates, air miles, or merchandise rewards, but few cards combine those options to give you the flexibility you need. That is one of the reasons this is such a great credit card. When as a user of this card, you can choose how and where you want to redeem your points to suit your specific needs. You can choose to put them toward your flight on your next vacation, or the purchases that you make while you're there, discounts on hotels, gift certificates, and even cash. And if you choose to redeem them in air miles, you will never have to work around blackout dates. This card is all about flexibility. You will never have to pay an annual fee to use this card, and it offers a generous 0% introductory interest rate on both balance transfers and cash advance checks throughout your first twelve billing cycles. Even after that introductory period ends, this card offers a very low fixed interest rate on both purchases and balance transfers. This card offers its user various benefits, including a personal concierge service, identity theft recovery, and absolutely fraud protection, so you know you're in good hands every time you use your credit card. With all of these great features and rates, this card is excellent for anyone with average credit. |
| Term and Conditions |
 | |
|
ADD TO FAVORAITE
del.icio.us
Digg
Furl
Reddit
StumbleUpon