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 Citi CashReturnsSM MasterCard® 

  • Earn a full 1% cash back on every purchase
  • Get a 20% bonus on the cash back earned on all purchases for 12 months
  • NO limit and NO expiration on the amount of cash back you can earn
  • Checks will be sent automatically every time you earn $50 ¨C no calling necessary
  • No annual fee
NameCiti CashReturnsSM MasterCard®
IssuerCitibank 
Credit TypeUnsecured Card 
Card TypeConsumer 
Intro APR 
Regular APR10.24% 
Cash Advance APR 
Annual FeeNone 
Credit NeededGood Credit 
Credit Limit -  
NetworkMastercard 
Grace Period 
Finance ChargeAverage daily balance. This includes new purchases. 
Balance Transfer Fee 
Cash Advance fee3% of each cash advance; $5 minimum 
Forex Fee3% of each purchase after it is converted into US dollars. 
Setup Fee 
Late Payment Fee$15 on balances up to $100, $29 on balances of $100 up to $250, $39 on balances of $250 and over 
Over-limit Fee$39 
Review 
Term and Conditions
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