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 Citi® Dividend Platinum Select® Card for College Students 

  • 0% APR* for 6 months on purchases, cash advances and balance transfers as long as you do not default under any Card Agreement.
  • Earn 5% cash back on purchases at supermarkets, gas stations, convenience stores, and utilities including cable for 6 months and 2% thereafter.
  • Earn 1% cash back on all other purchases.
  • No minimum income or cosigner required.
  • Build your credit history.
  • No balance transfer fee with this offer.
NameCiti® Dividend Platinum Select® Card for College Students
IssuerCitibank 
Credit TypeUnsecured Card 
Card TypeStudent 
Intro APR 
Regular APR13.24% 
Cash Advance APR 
Annual FeeNone 
Credit NeededGood Credit 
Credit Limit -  
NetworkVisa 
Grace Period 
Finance ChargeAverage daily balance. This includes new purchases. 
Balance Transfer Fee 
Cash Advance fee3% of each cash advance; $5 minimum 
Forex Fee3% of each purchase after it is converted into US dollars. 
Setup Fee 
Late Payment Fee$15 on balances up to $100, $29 on balances of $100 up to $250, $39 on balances of $250 and over 
Over-limit Fee$39 
Review 
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