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 Citi® ProfessionalSM Card with Thank YouSM Network 

  • 0% APR on purchases for 12 months
  • Get 3 ThankYou® Points for every dollar you spend on purchases at restaurants, gas stations, on auto rentals and at certain office supply merchants
  • 1 ThankYou® Point for every dollar you spend on other purchases
  • Online Expense Organizer helps track, categorize and report expenses for billing, reimbursement and taxes
  • No Annual Fee
NameCiti® ProfessionalSM Card with Thank YouSM Network
IssuerCitibank 
Credit TypeUnsecured Card 
Card TypeConsumer 
Intro APR 
Regular APR11.24% 
Cash Advance APR 
Annual FeeNone 
Credit NeededGood Credit 
Credit Limit -  
NetworkMastercard 
Grace Period 
Finance ChargeAverage daily balance. This includes new purchases. 
Balance Transfer Fee 
Cash Advance fee3% of each cash advance; $5 minimum 
Forex Fee3% of each purchase after it is converted into US dollars. 
Setup Fee 
Late Payment Fee$15 on balances up to $100, $29 on balances of $100 up to $250, $39 on balances of $250 and over 
Over-limit Fee$39 
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