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 Applied Bank® Secured Visa® Gold Card 

  • Advance Line of Credit, No Credit Check Needed
  • $0 ACTIVATION FEE - When You Load Your Card By Direct Deposit. Application Fee: $9.95 Participation Fee: $119.40 ($9.95 monthly)
  • 100% Guaranteed Approval*
  • FREE Credit Builder
  • FREE Online Bill Pay
  • NO Overdraft Fees or Minimum Balance Required
  • Re-loadable With a $10,000 Balance
  • No employment verifications.
NameApplied Bank® Secured Visa® Gold Card
IssuerOther Issuers 
Credit TypeSecured Card 
Card TypeConsumer 
Intro APR 
Regular APR9.99% 
Cash Advance APR 
Annual Fee$50 
Credit NeededBad Credit 
Credit Limit200 - 5000 
NetworkVisa 
Grace Period 
Finance Charge 
Balance Transfer Fee 
Cash Advance feeGreater of $5 or 5% 
Forex Fee 
Setup Fee 
Late Payment Fee$32 or $35 on credit limits of $1,000 or more 
Over-limit Fee$32 or $35 on credit limits of $1,000 or more 
ReviewReady to make a change in your poor credit history? If you're one of the millions of people with poor credit, a secured credit card may be the card for you. The Applied Bank® Secured Visa® Gold Card is funded completely by your money. You have the freedom to choose your credit limit because it is based on the amount you deposit into your Applied Bank Deposit account, which can be between $200 and $5,000. 
Term and Conditions