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 READYdebit Card 

  • Visa® Debit Card — Accepted Worldwide
  • Access to a Million ATMs Around the World
  • Online Bill-Payment and Check-Writing Service That Lets Customers Pay Anyone By Check
  • Free Direct Deposit, Plus a Network of 50,000 Locations Where Customers Can Load Their Visa® Card With Cash
  • 24x7 Customer Support — Online and Phone
  • FDIC Insurance & Visa®'s Zero Liability Protection Against Fraudulent Use
NameREADYdebit Card
IssuerMetabank 
Credit TypePrepaid Card 
Card TypeConsumer 
Intro APR 
Regular APR 
Cash Advance APR 
Annual Fee 
Credit NeededFair Credit 
Credit Limit10 - 10000 
NetworkMastercard 
Grace Period 
Finance Charge 
Balance Transfer Fee 
Cash Advance fee$1.50 - $2.00 ATM withdrawal depending on plan; $5 International ATM withdrawals; $5 bank teller cash advances. 
Forex Fee 
Setup FeeTotal First Year Fees: up to $117.35** 
Late Payment Fee 
Over-limit Fee 
ReviewThe READYdebit Card is a prepaid debit card that is ideal for folks who want to slim down their spending or who would rather use plastic instead of cash. This prepaid debit card can mean a ton in savings when you consider the free services that come with the card. The READYdebit Card offers free signature transactions, free online customer service help, free automated phone support, and free cash loading options. You'll also get one free phone call to a customer service representative if you have trouble using your card. Plus, if you sign up for direct deposit, you'll automatically get free online bill pay, online check writing, and, because the READYdebit Card is a prepaid debit card funded by your money, you won't incur any overdraft fees. 
Term and Conditions